THE INDEPENDENT ADVANTAGE

As independent financial advisors, we offer comprehensive financial planning, investment management, insurance, and mortgage solutions - with the freedom to discuss what's right for you. Unbiased advice isn't just what clients expect from us. It's what we're built on.

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Brands You Trust

We provide products from all  major investment, insurance, mortgage companies; giving clients more options as we work together to make the best choice.

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No Additional Costs

Here's something most people don't know — they're already paying for financial advice. In most cases, working with Modern Vision Planning costs the same or less. Let us show you where your money is actually going

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Expertise

As financial experts , holding multiple professional credentials and with years of experience, you can trust we are asking the right questions to best guide your decisions.   

Success built on relationships and service

We are here to help. No sales targets, quotas, just financial advice you can rely on.

As independent advisors , we are personally owned and operated.  Our top priority is the well being of clients, as we work towards building lifelong relationships. Helping them, their family, and friends, achieve the financial confidence they want in life.

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Top 5 Reasons Why Clients Choose Us

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  • The right guidance every step of the way

    Between the media, the internet, and well-meaning professionals, financial advice can pull you in a dozen different directions. Before making any major financial decision, you deserve a qualified independent advisor in your corner — someone who can walk you through your options clearly, compare what's available, and help you move forward with confidence.

  • Access to more options for stronger recommendations

    One of the most significant advantages of working with an independent financial advisor is access to the full market. Unlike advisors tied to a single institution, an independent advisor can shop across multiple providers to find what genuinely fits your situation — better coverage, better rates, better investments. The result is a recommendation you can trust, because it was chosen for you, not for a quota.

  • Transparency of fees and customized for your needs

    Independent advisors tend to be more upfront about how they're compensated and what clients are actually paying — something many bank clients have never been clearly told. Every client is different. We'll find the fee structure that makes sense for your situation.

  • An advisor who knows your story - your financial partner

    Financial life isn't static — it changes with every job, relationship, milestone, and setback. Having one advisor who understands your full history means nothing gets missed and every decision connects to the bigger picture. Investments, insurance, mortgage, retirement — all coordinated by someone who already knows where you've been and where you're headed

  • Modern Vision Planning - a relationship built to last

    At Modern Vision Planning, you're not a file that gets passed around. You work with an advisor who is personally invested in your outcomes — someone building a practice on relationships, not transactions. That continuity shapes everything, from the advice you receive to the confidence you feel making decisions

CHOOSE YOUR PLAN

Fee-Only Advice

Hourly Fee or by Project/Plan

Not looking for products or services? We'll take an honest look at your full financial picture and tell you exactly where you stand and what to improve.

Commission-Based Advice

Paid by the Product Provider

Everyone deserves proper advice.  You simply don't want to pay anything "extra" on top of the products you need.  This is actually how most people are already being charged elsewhere.

Fee-Based Advice

Annual fee based on % of assets

A straightforward annual fee based on your portfolio — so our interests are always aligned with yours.

Your advisor grows when you grow.

Contact us any time

Contact us any time