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First Step to a Better Way

Modern Vision Planning is not just a wealth management office; we are your dedicated partners in achieving financial success. We offer bespoke solutions tailored to your unique situation, ensuring that every decision is unbiased and in your best interest.


While you may be well-versed in basic financial concepts, our expertise lies in providing a professional perspective that goes beyond the basics. We employ a detailed, client-focused approach to comprehensive financial planning, helping you understand the "what," "how," and "why" of your financial decisions.


Using the Golden Circle model for business success, we apply these principles to your personal finances, ensuring that you not only manage your wealth but also thrive financially. With Modern Vision Planning, you gain a deeper understanding and a clearer path to your financial goals.

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There's only so much that can be said by sending messages and going through a website.  Let's talk for 15-30 minutes to see if you can benefit from independent advice.

Book Your Intro Meeting

Top 5 Reasons Why Clients Choose Us

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  • Tired of dealing with call centres and a revolving door of new advisors

    Unfortunately, many people have an ingrained tolerance for dealing with financial problems by calling a company's call centre. Others simply interact with a new advisor assigned after the previous one has left. We believe clients should work with the same advisor so that there is continuity and trust in the advice they receive.  Learn more about how we can help.

  • Too many financial professionals, too little time

    To strengthen your relationship, we aim to reduce the number of financial professionals that you have to deal with. We provide investment, insurance, and mortgage services to our clients through multiple providers and believe our advisors should be knowledgeable in a variety of areas to better provide integrated advice to clients. We will offer specialized support if necessary to ensure clients receive qualified solutions.  Financial institutions usually only provide this level of preferred advice to their wealthier clients, but we believe that everyone deserves better.

  • They want a better understanding of their financial options

    We take pride in being able provide clear and understandable advice. It can be difficult to determine if you are making the right financial decisions based on information from the media, internet sources, advertisements and professionals. Before you make any important financial decisions, have someone who is qualified to guide you through the options and compare them.

  • To find mistakes or gaps in their finances

    Let's face it, most people react to changes in their finances.  Over time, this can lead to a mixture of strategies , accounts, and products that are not right for your current situation.  You can save more, spend less, and avoid these costly mistakes made over a lifetime by being proactive.  This is where having an experienced financial professional can make a difference.

  • Do not spend twice on professional advice

    As a financial professional, it is disheartening to meet clients who have paid money for courses, independent reviews or other services, but never received a tangible financial product.  As a full-service advisory practice, we promise to provide financial advice and solutions. Our fiduciary responsibility is to help clients make the best financial decisions for their futures.

WHY MODERN VISION PLANNING IS YOUR BEST FINANCIAL OPTION


  • We are proud to be one of the few independent full service financial practices in the industry. 
  • Our detailed feedback focuses on tax efficiency, cash flow, and ideas to maximize investment returns.
  • Licensed for most investment, insurance, and mortgage products, we can recommend detailed solutions that are strategically used within your financial plan.   
  • With multiple financial accreditations, be confident in the professional advice you receive.
  • Financial planning for personal and business needs, we ensure clients are provided answers in a way they can understand.
  • Clients receive access to some of the tools used by industry professionals.


WHAT IS AN INDEPENDENT FINANCIAL PLANNER?


  • An accredited financial professional recognized and certified by FP Canada™ as a Certified Financial Planner (CFP®).
  • Can provide financial products from MANY financial institutions as a contracted agent through their relationship with distributors (dealers and brokerages).
  • Not employed or contracted directly by a large bank, insurance carrier, or fund company.
  • Upholds the highest level of fiduciary duty to clients by critically comparing financial options available in the financial industry.


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Transparency

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Experience

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Knowledge

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Qualified

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WHY SHOULD YOU CONSIDER USING AN INDEPENDENT?


  • You want to feel confident that your advisor is impartial and will give you the best advice possible.
  • Comparisons are based on facts supported by research, financial projections, and product analysis. We won't "sell" you a particular brand.
  • Are you tired of dealing with customer service representatives and a rotating door of advisors assigned directly to your account?
  • Financial knowledge and needs have grown beyond the scope of traditional advisors.
  • You should look for a practice capable of handling all your financial needs.
  • Are you interested in building a personal team of professional advisors that are dedicated to improving your financial interests?

 

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 Brands You Trust

We provide products from all major investment and insurance companies; giving clients more options as we work together to make the best choice.
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No Additional Costs

In most cases, we cost the same if not less than what is being paid elsewhere.  Most people don't even know how much they are paying. 

Let us explain.

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Expertise

As financial experts , holding multiple professional credentials and with years of experience, you can trust we are asking the right questions to best guide your decisions.   

RE-THINKING YOUR INVESTMENTS FOR A BETTER FUTURE


  • Are you getting the best value for your investments?  Understand your returns vs. costs
  • What types of accounts do you own and why?
  • Employer savings plans - learn how they should be managed!
  • Understand the concept of "Life Stage" investing.  Are you choosing accordingly based on your personal situation and needs?
  • Are you saving and growing your investments tax efficiently for retirement?
  • How are your investments relative to their comparable alternatives in the market?
  • Are you saving enough to meet your goals and needs for the future?


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Remember to provide investment statements for a complimentary risk report

Your report will provide a summary breakdown of your current investment holdings from a bank or many other financial institutions.

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MORTGAGES ARE MORE THAN A RATE!


  • How can your mortgage be structured to suit financial plans for the future?
  • Are you planning to be a new homebuyer?  Let us help you prepare well in advance for a seamless experience.
  • Not all properties can easily qualify for a loan, know your options and prepare accordingly
  • Don't be "house poor", understanding how a financial planner can help with mortgages.
  • Lending and cashflow strategies, let us design a customized solution.
  • Renewal time - the definition of insanity is doing the same thing over and over again and expecting different results. ~Albert Einstein~
  • Understand what you can do with your existing mortgage with a personal review!

 

INSURANCE - THE BEST WORST USED FINANCIAL TOOL


  • Avoid insurance traps - a lifetime of payments can lead nowhere.
  • Understand your group insurance and what it means for you personally.
  • A true needs-based analysis for insurance should involve a conversation - speak with an expert.
  • Are your savings protected?  Understand how your finances can be impacted by unforeseen events.
  • All insurance products are not structured the same, find a solution that fits your needs
  • Complimentary insurance review to better understand what you have and why you have it.


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Learn More About Us

RRSPs and investments play a large part in the lives of all Canadians, but it's only one part of the financial puzzle everyone is trying to solve.  Modern Vision Planning is focused in providing unbiased recommendations to people who can appreciate how independent advice can truly make a difference.

Learn More

info@modernvisionplanning.com